Full Underwriting
The heart of REDA — a granular, line-by-line deep-dive into every dollar of the deal. SOW down to materials vs labor, exact purchase + closing, full holding, exact financing, itemized disposition. Export the whole thing as a lender-ready PDF. Want to skip manual entry? Upload a contractor's bid or inspection report and let REDA's optional AI auto-fill every SOW line — labor, materials, and cost estimates — in seconds. Maximum confidence about a deal's viability in minimum time.
How it works
Pull a deal straight from your Deal Board into the Full Underwriting, or start fresh with a new property — the Full Underwriting becomes your single source of truth for the deal.
Drill into every layer at the lowest possible resolution: every screw, every fixture, every contingency, every dollar.
Watch key financials update in real time — profit, ROI, DSCR, cap rate, cash-on-cash, and equity — with live exit math that recalculates as you type. Then export the whole report as a lender-ready PDF in one click.
What's inside
- Comprehensive property data — physical details, market context, purchase price, and valuations all in one place
- SOW at line-item resolution — split labor and materials per item, every screw, every fixture, every contingency
- Exact purchase + closing costs — title, escrow, recording, transfer tax, attorney, wholesale fee
- Full holding costs — taxes, insurance, utilities, lawn, normalized to monthly across the holding period
- Exact financing — short-term LTC, points, broker fees, monthly interest, refinance LTV and rate
- Itemized disposition — realtor commission, seller concessions, closing, staging
- Dynamic financial tracking — live profit, ROI, equity growth, and cash-on-cash return, with detailed analysis for both Fix & Flip and BRRRR strategies
- Lender-grade PDF export — full breakdown across every section, formatted the way third-party reviewers expect